Credit after bankruptcy – Yes you can!

Credit after bankruptcy – Yes you can!

The fact of the filing itself can remain on the credit report for 10 years from the date it was filed. A debtor interested in re-establishing credit after bankruptcy should obtain credit reports from the 3 largest credit reporting agencies, (Experian, Equifax, and Trans Union) and ensure that the account balances have all been zeroed […]

30.09.2016 · Filled under: Atty. Paul M. Allen, Columnists, Legal Matters, Services ·
When you can’t pay your business debts!

When you can’t pay your business debts!

(Personal Liability and Bankruptcy Options) If your business is in distress – you owe a lot of money but you can’t pay, your creditors will probably threaten legal action against you personally. How much they can collect, and how they can go about collecting it, will depend on how your business is organized, whether you […]

08.08.2016 · Filled under: Atty. Paul M. Allen, Columnists, Legal Matters, Services ·
Can bankruptcy stop a foreclosure?

Can bankruptcy stop a foreclosure?

Recent press reports now indicate that banks are ready to begin a new push on delinquent mortgages through foreclosures and trust deed sales. Although the recession seems to have bottomed out, and house prices are no longer falling, many home owners are still behind on their payments, or sitting in homes that remain upside down […]

26.05.2016 · Filled under: Columnists, Legal Matters, Services ·
Life after bankruptcy

Life after bankruptcy

According to government statistics, 1.664,000 Americans filed for bankruptcy between September 2010 and September 2011. What does this mean? It means you are not alone! For many, bankruptcy provides a second financial chance. Although a bankruptcy filing will stay on your credit record for up to 10 years, it need not be the dire problem […]

13.05.2016 · Filled under: Atty. Paul M. Allen, Legal Matters ·
In debt?

In debt?

If you’re in over your head and are struggling to keep up to date on your credit cards, store cards, car payments and or mortgage, don’t lose hope. There are several strategies you can use, to make things more manageable, while still protecting your credit score. However, ignoring the situation will certainly make it worse. […]

27.04.2016 · Filled under: Atty. Paul M. Allen, Legal Matters ·
The Real Estate Market is Looking Good! But You Have Credit Card Obligations…

The Real Estate Market is Looking Good! But You Have Credit Card Obligations…

So you decided to buy a house a few years ago and the market turned. Now, your house is worth less than you owe to the bank, and you are one month behind! Worse still, you have a large amount of credit card debt, that is growing larger by the month on minimum payments and […]

01.03.2016 · Filled under: Atty. Paul M. Allen, Columnists, Legal Matters, Services ·
When You Can’t Pay Your Business Debts!

When You Can’t Pay Your Business Debts!

If your business is in distress – you owe a lot of money but you can’t pay, your creditors will probably threaten legal action against your business and very likely, you personally as well. How much they can collect, and how they can go about collecting it, will depend on how your business is organized, […]

07.01.2016 · Filled under: Atty. Paul M. Allen ·
WHAT HAPPENS TO MY CAR IF I FILE BANKRUPTCY?

WHAT HAPPENS TO MY CAR IF I FILE BANKRUPTCY?

There are several issues to consider in answering this question. The most important point is the value of your car. In most cases, you can protect your car using the allowable bankruptcy code exemptions. An exemption allows you to file for bankruptcy relief and protect most of your property. The bankruptcy courts understand you need […]

06.12.2015 · Filled under: Atty. Paul M. Allen, Columnists ·
Avoid foreclosure with a loan mod or short sale

Avoid foreclosure with a loan mod or short sale

There are many solutions available to homeowners falling behind on their payments. Most people think Bankruptcy is the only option, short of just letting the Bank take their home. Bankruptcy is a good option, and while it can strip off the second trust deed if the home is upside down in current value, bankruptcy cannot […]

22.11.2015 · Filled under: Atty. Paul M. Allen, Columnists, Legal Matters, Services ·
California’s new paid sick leave law

California’s new paid sick leave law

Recently, the California State Legislature passed the Healthy Workplace, Healthy Family’s Act of 2014 (HWHFA) requiring employers to provide paid sick leave to their employees.  An employee who on or after July 1, 2015 works in California for 30 or more days within a year, and satisfies a 90-day employment period before taking any sick […]

11.11.2015 · Filled under: Jacob M. Krall, Legal Matters, Services ·
Are you in Chapter 13 repayment plan?

Are you in Chapter 13 repayment plan?

Our office get many questions on the consequences of being in a Chapter 13 repayment plan. Here are a few more: Q: Can I sell a car which secures a debt being paid by my Chapter 13 plan? A: The short answer is “yes”, but it may not be practical. If you do sell a […]

02.10.2015 · Filled under: Atty. Paul M. Allen, Legal Matters, Services ·
Will I lose my home if I file for bankruptcy?

Will I lose my home if I file for bankruptcy?

Americans are still filing bankruptcy in record numbers, and with good reason. The economic downturn, including the fall of housing prices and the increase in unemployment has wrecked havoc on our finances. The truth is, that in many cases, bankruptcy is a wise decision for many, since it wipes away debt and interest payments that […]

30.07.2015 · Filled under: Atty. Paul M. Allen, Columnists, Legal Matters, Services ·
Life after bankruptcy

Life after bankruptcy

According to government statistics, 1.664,000 Americans filed for bankruptcy between September 2010 and September 2011. What does this mean? It means you are not alone! For many, bankruptcy provides a second financial chance. Although a bankruptcy filing will stay on your credit record for up to 10 years, it need not be the dire problem […]

25.06.2015 · Filled under: Atty. Paul M. Allen, Columnists, Legal Matters, Services ·
Fil-Am hairstylist Marlou Colina introduces UNO Premier beauty, health and wellness products

Fil-Am hairstylist Marlou Colina introduces UNO Premier beauty, health and wellness products

LOS ANGELES – After being Philippines’ number 1 network marketing company for more than eight years, Unlimited Network of Opportunities International (UNO Intl.) is finally now in the U.S. which broke ground Wednesday with the launch of its high-end international brand and exclusive business club, UNO Premier at the Beverly Hills Hotel and Bungalows in Beverly Hills California. The […]

05.06.2015 · Filled under: Beauty & Style, Health & Fitness, Local News, Marlou Colina ·
Is bankruptcy the right thing to do?

Is bankruptcy the right thing to do?

Ask yourself the following: Are you heavily in debt, with little prospect of relief in the near future? Have you had, or are your creditors threatening, a foreclosure on your home, a repossession of your car or other legal action to take your property? Have you experienced a dramatic drop in income? Are you frequently […]

05.06.2015 · Filled under: Atty. Paul M. Allen, Legal Matters, Services ·
When you can’t pay your business debts!

When you can’t pay your business debts!

If your business is in distress – you owe a lot of money but you can’t pay, your creditors will probably threaten legal action against your business and very likely, you personally as well. How much they can collect, and how they can go about collecting it, will depend on how your business is organized, […]

28.05.2015 · Filled under: Atty. Paul M. Allen, Columnists, Services ·
Discharge  the second mortgage and keep the house!

Discharge the second mortgage and keep the house!

Discharging a Deed of Trust in bankruptcy! A second or third mortgage can be stripped off the title of your home, and discharged as unsecured debt in a chapter 13 bankruptcy. Imagine, your house is worth less than you owe, and now you can strip part of what you owe and still keep the property. […]

19.05.2015 · Filled under: Atty. Paul M. Allen, Columnists, Legal Matters, Services ·
Credit after bankruptcy – Yes you can!

Credit after bankruptcy – Yes you can!

After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The fact of the filing itself can remain on the credit report for 10 years from the date it was filed. A debtor interested in re-establishing credit after bankruptcy should obtain […]

07.05.2015 · Filled under: Atty. Paul M. Allen, Columnists, Legal Matters, Services ·
Where Manny Pacquiao sees himself ten years from now

Where Manny Pacquiao sees himself ten years from now

He trains hard from Monday to Saturday. But on the Lord’s day, Sunday, Philippine fighting congressman Manny Pacquiao focuses on his family and his faith, making it a point to attend Sunday worship service at Westside Shepherd of the Hills. “Before I came to this church, I was praying and crying to the Lord. ‘Lord, […]

14.04.2015 · Filled under: Columnists, Jannelle So, Sports & Recreation ·
Filipino-owned pizza salon at The Plaza Food Hall

Filipino-owned pizza salon at The Plaza Food Hall

NEW YORK – There’s thin crust pizza; and there’s paper thin crust pizza. That’s Pizza Rollio – a delicate crisp layered with a delightful blend of cheese, herbs and fresh toppings, best enjoyed in one bite, rolled up with fresh arugula, alfalfa and sauces. The artisanal pizza created by mother Mariko Jacinto, son Deki Tajonera, […]

10.04.2015 · Filled under: Asian News, Columnists, Food & Dining, Jannelle So, Kitchenomics, News ·
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